Chapter 7 Bankruptcy Attorney In Wyoming & Colorado
Is Chapter 7 Bankruptcy Right for Me?
In a Chapter 7 bankruptcy, you have the opportunity to eliminate a wide variety of debt, including but not limited to payday loans, medical bills, credit card balances, personal loans, repossessions, and much more. This process not only provides relief from these financial burdens but also allows you to regain control of your financial situation. In most cases, you can retain ownership of your home and vehicle as long as you continue making your payments punctually and stay compliant with the bankruptcy requirements.
The benefits of filing for Chapter 7 bankruptcy are immediate; the moment your filing is submitted, you will notice that lawsuits, wage garnishments, frozen bank accounts, and persistent creditor harassment come to an abrupt halt, granting you much-needed peace of mind. However, it is essential to remember that Chapter 7 comes with specific eligibility requirements, which is why having proper guidance through the process is crucial. Rendy Lemke has a wealth of experience assisting individuals and families throughout Wyoming and Colorado in finding relief from overwhelming debt, helping them transition towards a more stable and secure financial future. To find out how Rendy can assist you on this journey to financial freedom, contact the Lemke Law Offices today for a consultation.
Call Lemke Law Offices at 307-800-3284 to schedule a consultation with a lawyer today.
Are There Any Types of Debt Chapter 7 Doesn’t Cover?
Unfortunately, Chapter 7 bankruptcy does not erase every kind of debt that a person may carry. Certain obligations, such as past-due income taxes, court-ordered child or spousal support, and student loans, generally remain intact even after filing for bankruptcy. However, by eliminating other unsecured debts through Chapter 7 bankruptcy, individuals can significantly free up more available income, allowing them to more effectively manage those remaining financial responsibilities that cannot be discharged.
That’s why it is crucial to work with an experienced attorney who focuses on bankruptcy law and can provide you with informed guidance throughout the process. Rendy Lemke is dedicated to taking the time to thoroughly review your entire financial situation and will assist you in creating a comprehensive plan that moves you closer to achieving lasting financial stability. Don’t hesitate to schedule a consultation with Lemke Law Offices today; take the first important step toward a fresh start and a more secure financial future.
What Are Some of the Requirements for a Chapter 7 Bankruptcy?
To make sure Chapter 7 bankruptcy is reserved for those who truly need it, applicants must first pass a means test. This test helps the court determine whether your income is low enough that you cannot reasonably repay your debts. In addition, you’ll need to complete a financial counseling session within six months before filing.
Working with an attorney early in the process can help ensure everything is done correctly and on time—from meeting eligibility requirements to preparing and filing the necessary paperwork. Rendy Lemke can guide you through each step so your case moves forward smoothly. Start your path toward financial relief today by contacting Lemke Law Offices.
Disclaimer: We are a debt relief agency. We are attorneys who help people file for bankruptcy relief under the bankruptcy code.
Have Bankruptcy Questions?
If you’re unsure where to start or just need clear answers about bankruptcy, Rendy Lemke is here to help.
Call Lemke Law Offices at 307-800-3284 today for a conversation about your next steps.